PRIVACY STATEMENT

  1. Edex12 shall take all reasonable steps to protect the personal information of users and is committed to respecting the privacy of your personal information.
  2. As and when necessary, Edex12 may electronically collect, store, disclose and/or use the following of your personal information:
    • name and surname;
    • contact numbers;
    • non-personal browsing habits and click patterns through coookies and analytics;
    • e-mail address;
    • IP address;
    • geographical location;
  3. Edex12 collects stores and uses the above-mentioned information in order for Edex12 to:
    • communicate requested information to you;
    • respond to queries, responses or complaints submitted by you;
    • process orders or applications for Edex12 products and/or services;
    • create products or services that may meet your future requirements;
    • provide you with access to restricted pages on the Edex12 website; and
    • compile non-personal statistical information about browsing habits, click-patterns and access to the online services.
  4. Personal information detailed above is collected and/or stored either electronically by the use of “cookies” or is provided voluntarily with your knowledge and consent. You can determine any use of cookies through your browser settings, but note that turning off cookies may cause certain features of the online services or Edex12 website to be unavailable to you. You may visit www.allaboutcookies.org for further information on cookies.
  5. Edex12 may further collect non-personal information, for example, your IP address, the date and time of your visits to the Edex12 website, and browser history, to recognise Edex12 may further use this non-personal information to develop future products and/or services to meet your requirements and needs.
  6. Edex12 owns and retains all rights to non-personal statistical information collected and compiled by Edex12. As and when necessary, Edex12 may use and/or disclose your personal information collected:
    • in order to comply with legal and regulatory requirements and applicable laws;
    • to either credit grantors and/or credit bureaux and/or banks and/or other financial institutions in order to ascertain information relating to your creditworthiness and for fraud prevention purposes and in order to process any payment transactions where necessary;
    • to attorneys and/or debt collection agencies if you breach any agreements with Edex12;
    • to Edex12 agents and/or consultants and/or trade partners, but only to the extent necessary and in order to provide Edex12 products, services and the online services to you;
    • to consumer research companies for the purposes of conducting research on improving Edex12 products, services and the online services;
    • for the purposes of Edex12 informing or sending information to you about any new services offered by Edex12 and/or by any of Edex12 agents and/or consultants and/or trade partners which we consider may be of interest to you.
  7. By using the online services and the Edex12 website you understand that Edex12 may, where necessary and where permitted by law, monitor your calls, e-mails or SMS’s for business purposes, including for purposes of quality control, training, marketing and improving the online services. Edex12 agrees that it will not disclose any personal information that could be used to identify you.
  8. Edex12 reserves the right to amend this privacy statement if required to do so due to a change in any personal information or privacy laws.

PERMITTED USE AND LICENSE

  1. You are only permitted and may only use, access, browse, view, amend, download and print the content and details of the online services for lawful and legal purposes.
  2. You warrant that you shall not:
    • use the online services for commercial and non-private purposes; and
    • use the online services to receive or transmit material which is in violation of any law or regulation, which is hate-speech, offensive, obscene, threatening, racist, defamatory, in breach of confidence, or in breach of any intellectual property rights;
  3. The caching of the online services shall only be allowed if:
    • the purpose of the caching is to make the onward transmission of the content from the online services more efficient;
    • the cached content is not modified in any manner whatsoever;
    • the cached content is updated at least every 12 (twelve) hours; and
    • the cached content is removed or updated when so required by Edex12.
  4. If you use content from the online services in breach of these terms and conditions:
    • Edex12 reserves the right to claim damages from you;
    • Edex12 reserves the right to institute criminal proceedings against you; and
    • Edex12 shall not be liable, in any manner whatsoever, for any damage, loss or liability that resulted from the use of such content by you or any third party who obtained any content from you.
  5. Hyperlinks to the online services from any other source shall be directed at the home page of the Edex12. Links beyond the Edex12 website home page may only be used with Edex12 prior written consent.
  6. Users may quote small and reasonable amounts of content available from the online services only if such content is placed in inverted commas and the source acknowledged.
  7. No person may, without the prior written consent of Edex12, frame the online services in any manner whatsoever.
  8. Apart from bona-fide search engine operators, no person may use or attempt to use any technology or applications (including web crawlers, robots or web spiders) to search, collect or copy content from the online services for any purposes, without the prior written consent of Edex12.
  9. E-mail addresses, names, telephone numbers and fax numbers published on the online services may not be incorporated into any database used for electronic marketing or similar purposes. No permission is given or should be implied that information in/on the online services may be used to communicate unsolicited communications to Edex12 and all of Edex12 rights are reserved.
  10. All licenses and/or permissions granted in terms of these terms and conditions are provided on a nonexclusive and non-transferable basis and may be terminated or cancelled by Edex12 at any time without prior notice or reason.

HYPERLINKS TO THIRD PARTY SITES

  1. In the event that the online services contain hyperlinks to third party sites not controlled by Edex12 (“target sites”), Edex12 is not responsible for the content of, or the services offered by those sites. The hyperlink(s) are provided solely for your convenience and should not be construed as an express or implied endorsement by Edex12 of the site(s) or the products or services provided therein. You access those sites and use their products and services solely at your own risk Edex12 recommends that you check the policy of the target sites if you have any concerns or questions.
  2. Edex12 shall not be liable, in any manner whatsoever, for any damage, loss liability, costs or expense whether direct, indirect or of a consequential nature that resulted from the use and access to target sites and the content on such target sites. Persons that wish to link to content beyond the home page of the Edex12 website and/or online services without Edex12 prior written consent shall do so at their own risk and indemnify Edex12 against any loss, liability or damage that may result from the use of content from the Edex12 website and online services, if such content was accessed through a hyperlink not directed at the home page of the Edex12 website and/or online services. Edex12 non-liability for deep linking is based on the fact that deep links bypass these terms and conditions.

SECURITY

  1. Edex12 shall take all reasonable steps to secure the content of the online services and the information provided by and collected from users from unauthorised access and/or disclosure, however, Edex12 makes no warranties or representations in this regard.
  2. While Edex12 has implemented appropriate and reasonable security technologies and practices, please be aware that internet communications are insecure unless they have been encrypted and/or appropriate security safeguards implemented. Accordingly, Edex12 assumes no responsibility or liability of any nature whatsoever for the interception or loss of personal information beyond Edex12.

CHANGES AND AMENDMENTS

  1. To the extent permitted by law, Edex12 reserves the right, in its sole and absolute discretion, to do any of the following, at any time without prior notice or justification:
    • change these terms and conditions;
    • change the content and/or services available from the online services;
    • alter and/or discontinue any aspect of the online services; and/or
    • change the software and hardware required to access and use the online services.
  2. The amended versions of the terms and conditions and online services will be displayed in the same media as these terms and conditions. By continuing to use the online services, you agree and understand that you will be bound by the amended terms and conditions.